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Tree Service & Arborist Insurance

Contractor Liability & Workers\\\' Compensation for Oregon Tree Care Companies

About Tree Service & Arborist Insurance

Tree service companies and arborists in Oregon Coast face significant liability exposures — from falling trees and property damage to worker injuries from chainsaw accidents and falls from heights. Standard business insurance often falls short for the unique risks of tree care operations.

Gerald Ross Agency works with carriers that specialize in tree service companies and arborists, helping tree care businesses find comprehensive coverage that protects their workers, their clients\' property, and their business.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • Explore coverage options for your needs
  • Local Oregon Coast insurance guidance
  • Serving Oregon Coast since 1937
  • Help comparing coverage and policy terms
  • Personalized service and claims advocacy

What's Covered

General Liability

Covers property damage from falling trees and branches, and other third-party claims.

Workers\' Compensation

Covers medical expenses and lost wages for tree workers injured on the job.

Commercial Auto

Covers your trucks, chippers, and other vehicles used in tree service operations.

Inland Marine

Covers chainsaws, climbing gear, and other portable equipment.

Umbrella Liability

Provides additional liability limits above your primary general liability policy.

Completed Operations

Covers claims arising from completed tree work that causes damage or injury.

Independent
Agency
Local
Oregon Coast
Choice
Coverage Options
Personal
Service

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.

Ongoing Service & Claims Support

Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Get A Free Quote
Tree Service & Arborist Insurance insurance Oregon

Frequently Asked Questions

Common questions about this coverage in Oregon.

What insurance does a tree service company need?
Tree service companies typically need general liability, workers\' compensation, commercial auto, inland marine, and umbrella liability insurance.
Why is workers\' compensation especially important for tree services?
Tree service is one of the most hazardous occupations in the country. Workers face significant injury risks from chainsaw accidents, falls from heights, and falling trees. Workers\' compensation is essential.
Does general liability cover property damage from falling trees?
Yes. General liability covers third-party property damage claims, including damage caused by trees or branches falling on client property during your work.
How much does tree service insurance cost in Oregon?
Premiums vary based on your payroll, equipment value, and coverage needs. Tree service insurance is typically more expensive than other contractor insurance due to the high-risk nature of the work.
Do I need inland marine insurance for my chainsaw and climbing equipment?
Yes. Standard commercial property insurance typically does not cover tools and equipment away from your premises. Inland marine insurance covers your portable equipment at job sites.

Still have questions? Contact our team for help.

Get A Free Quote

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend, Oregon Old Mill District
BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
Prineville, Oregon aerial view
PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
Prineville, OR 97754

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