Colorado Insurance Agency
Licensed Independent Insurance Agent Serving Colorado

Colorado Insurance — Licensed Independent Agent
Gerald Ross Agency is a licensed independent insurance agency serving Colorado clients from our Prineville, Oregon headquarters. We represent 50+ top-rated carriers and shop the market to find the best coverage for Colorado residents and businesses. Colorado faces unique insurance challenges including hail storms along the Front Range, wildfire risk in the foothills, and winter weather risks. Our experienced agents understand Colorado's insurance landscape and work to find the right coverage at competitive rates.
Gerald Ross Agency is licensed in 6 states including Colorado. Call us at (541) 469-3144 for a free Colorado insurance quote — we shop 50+ carriers to find the best coverage for your needs and budget.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
Insurance Products We Offer in Colorado
Comprehensive insurance coverage for Colorado residents and businesses.
Home Insurance
Comprehensive homeowners coverage for Colorado properties — including hail, wildfire, and winter storm protection.
Auto Insurance
Personal and commercial auto insurance for Colorado drivers — we shop 50+ carriers to find the best rates.
Business Insurance
General liability, commercial property, workers comp, and BOP coverage for Colorado businesses of all sizes.
Hail Insurance
Specialty hail coverage for Colorado properties — the Front Range is one of the most hail-prone regions in the country.
Wildfire Insurance
Specialty wildfire coverage for Colorado properties in high-risk zones — including homes in the foothills where standard carriers have withdrawn.
Farm & Ranch Insurance
Agricultural coverage for Colorado farms and ranches — property, livestock, equipment, and liability.
Why Choose Gerald Ross Agency for Colorado Coverage
Independent Agency — We Work for You
Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.
Licensed in Colorado and 9 Other States
We are licensed to write insurance in Oregon and 9 other states including Colorado. Our agents understand the unique insurance requirements and risks of each state we serve.
Local Expertise Since 1934
We have been serving clients since 1934. Our agents understand the unique risks of the Pacific Northwest and the states we serve — wildfire, agricultural operations, rural properties, and regional weather risks.
Specialty Market Access
Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties and unique situations where standard carriers have withdrawn.

Colorado Insurance — Frequently Asked Questions
Common questions about insurance in Colorado
Still have questions? Our licensed agents are here to help.
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