What insurance does a catering company need?

Catering companies typically need general liability, product liability, commercial auto, liquor liability (if serving alcohol), equipment coverage, and workers\' compensation insurance.

Do I need liquor liability if I serve alcohol at events?

Yes. If your catering company serves alcohol at events, you need liquor liability insurance. Oregon\'s dram shop laws can hold caterers liable for damages caused by intoxicated guests.

Does my personal auto insurance cover my catering vehicle?

No. If you use a vehicle for business purposes, you need commercial auto insurance. Personal auto policies typically exclude business use.

How much does catering insurance cost in Oregon?

Premiums vary based on your catering company\'s revenue, number of events, and services offered. Contact Gerald Ross Agency for a personalized quote.

Do I need separate event insurance for each catered event?

Not necessarily. A catering business policy typically covers all of your catered events. However, some venues may require a certificate of insurance for each event.

Catering Company Insurance

General Liability, Product Liability & Event Coverage for Oregon Caterers

Get A Quote (541) 469-3144 Or Get A Free Quote

Catering Company Insurance

General Liability, Product Liability & Event Coverage for Oregon Caterers

Get A Quote (541) 469-3144

Or Get A Free Quote

About Catering Company Insurance

Catering companies face unique insurance risks — from food safety and product liability to off-site event liability and commercial vehicle coverage. Whether you cater corporate events, weddings, or private parties, you need insurance designed for the food service industry.

Gerald Ross Agency helps Oregon Coast catering companies find comprehensive coverage including general liability, product liability, commercial auto, and liquor liability for events where alcohol is served.

Get A Quote (541) 469-3144

Why Choose Gerald Ross Agency?

Independent agency — we work for you
50+ top-rated insurance carriers
Licensed Oregon agents
Serving Oregon Coast since 1937
Competitive rates through market comparison
Personalized service and claims advocacy

Related Commercial Coverage

Food Industry General Liability Commercial Auto Workers\' Compensation

What's Covered

General Liability

Covers third-party bodily injury and property damage claims arising from your catering operations.

Product Liability

Covers claims arising from illness or injury caused by your food products.

Commercial Auto

Covers vehicles used to transport food, equipment, and staff to event locations.

Liquor Liability

Covers claims arising from the service of alcohol at catered events.

Equipment Coverage

Protects your catering equipment, including chafing dishes, serving equipment, and cooking appliances.

Workers\' Compensation

Covers medical expenses and lost wages for employees injured on the job.

Get A Free Quote

50+

Insurance Carriers

1937

Serving Oregon Since

Office Location

Licensed States

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.