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Utah Insurance Agency

Licensed Independent Insurance Agent Serving Utah

Utah Insurance — Licensed Independent Agent

Gerald Ross Agency is a licensed independent insurance agency serving Utah clients from our Prineville, Oregon headquarters. We represent 50+ top-rated carriers and shop the market to find the best coverage for Utah residents and businesses. Utah faces unique insurance challenges including earthquake risk along the Wasatch Front, wildfire risk in rural communities, and the growing tech sector in the Silicon Slopes. Our experienced agents understand Utah's insurance landscape and work to find the right coverage at competitive rates.

Gerald Ross Agency is licensed in 6 states including Utah. Call us at (541) 469-3144 for a free Utah insurance quote — we shop 50+ carriers to find the best coverage for your needs and budget.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • Explore coverage options for your needs
  • Local Oregon Coast insurance guidance
  • Serving Oregon Coast since 1937
  • Help comparing coverage and policy terms
  • Personalized service and claims advocacy

Insurance Products We Offer in Utah

Comprehensive insurance coverage for Utah residents and businesses.

Home Insurance

Comprehensive homeowners coverage for Utah properties — including earthquake, wildfire, and liability protection.

Earthquake Insurance

Earthquake coverage for Utah homes and businesses — standard homeowners policies do not cover earthquake damage along the Wasatch Front.

Auto Insurance

Personal and commercial auto insurance for Utah drivers — we shop 50+ carriers to find the best rates.

Business Insurance

General liability, commercial property, workers comp, and BOP coverage for Utah businesses of all sizes.

Wildfire Insurance

Specialty wildfire coverage for Utah properties in high-risk zones — including homes where standard carriers have withdrawn.

Life Insurance

Term, whole, and universal life insurance to protect Utah families' financial futures.

Independent
Agency
Local
Oregon Coast
Choice
Coverage Options
Personal
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Why Choose Gerald Ross Agency for Utah Coverage

Independent Agency — We Work for You

Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.

Licensed in Utah and 9 Other States

We are licensed to write insurance in Oregon and 9 other states including Utah. Our agents understand the unique insurance requirements and risks of each state we serve.

Local Expertise Since 1934

We have been serving clients since 1934. Our agents understand the unique risks of the Pacific Northwest and the states we serve — wildfire, agricultural operations, rural properties, and regional weather risks.

Specialty Market Access

Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties and unique situations where standard carriers have withdrawn.

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Utah insurance — Gerald Ross Agency

Utah Insurance — Frequently Asked Questions

Common questions about insurance in Utah

Is Gerald Ross Agency licensed to write insurance in Utah?
Yes. Gerald Ross Agency is a licensed independent insurance agency in Utah. Our agents are authorized to write personal, commercial, and specialty insurance for Utah residents and businesses.
What types of insurance do Utah residents most need?
Utah homeowners face wildfire risk along the Wasatch Front and in rural communities. Earthquake insurance is also important given Utah's seismic activity. We recommend comprehensive homeowners coverage with earthquake and wildfire protection, plus auto and umbrella insurance.
Does Utah require auto insurance?
Yes. Utah is a no-fault state and requires minimum coverage including bodily injury liability, property damage liability, and personal injury protection (PIP). Gerald Ross Agency shops multiple carriers to find the best Utah auto insurance rates.
What business insurance do Utah companies need?
Utah businesses typically need general liability, commercial property, and commercial auto. Tech companies in the Silicon Slopes need cyber liability and professional liability (E&O). Gerald Ross Agency works with carriers that specialize in Utah's diverse and growing business landscape.
How do I get a Utah insurance quote from Gerald Ross Agency?
Call us at (541) 469-3144, email info@ross-insurance.com, or request a quote online. Our licensed Utah insurance agents will shop multiple carriers to find the right coverage for your needs and budget.

Still have questions? Contact our team for help.

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Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend, Oregon Old Mill District
BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
Prineville, Oregon aerial view
PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
Prineville, OR 97754

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