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Professional Liability Insurance

Errors & Omissions Coverage for Oregon Professionals & Service Businesses

About Professional Liability Insurance

Professional liability insurance — also known as errors & omissions (E&O) insurance — protects professionals and service businesses against claims of negligence, errors, or omissions in the services they provide. Any business that provides professional advice or services faces this type of exposure.

Gerald Ross Agency works with carriers that specialize in professional liability coverage for a wide range of professions and service businesses in Oregon Coast, helping professionals find the right coverage for their specific practice.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • Explore coverage options for your needs
  • Local Oregon Coast insurance guidance
  • Serving Oregon Coast since 1937
  • Help comparing coverage and policy terms
  • Personalized service and claims advocacy

What's Covered

Errors & Omissions

Covers claims of negligence, errors, or omissions in the professional services you provide.

Defense Costs

Pays for legal defense costs even if the claim against you is groundless or fraudulent.

Settlements & Judgments

Covers settlements and court judgments up to your policy limits.

Claims-Made Coverage

Covers claims made during the policy period, regardless of when the alleged error occurred.

Prior Acts Coverage

Covers claims arising from work performed before the policy inception date.

Disciplinary Proceedings

Covers costs associated with professional licensing board investigations.

Independent
Agency
Local
Oregon Coast
Choice
Coverage Options
Personal
Service

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.

Ongoing Service & Claims Support

Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

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Professional Liability Insurance insurance Oregon

Frequently Asked Questions

Common questions about this coverage in Oregon.

What is professional liability insurance?
Professional liability insurance (also called errors & omissions or E&O insurance) protects professionals against claims of negligence, errors, or omissions in the services they provide.
Who needs professional liability insurance?
Any business that provides professional advice or services should carry professional liability insurance — including consultants, accountants, architects, engineers, IT professionals, and many others.
Is professional liability the same as E&O insurance?
Yes. Professional liability insurance and errors & omissions (E&O) insurance are the same type of coverage, just referred to by different names in different industries.
How much does professional liability insurance cost in Oregon?
Premiums vary based on your profession, revenue, claims history, and coverage limits. Contact Gerald Ross Agency for a personalized quote.
Does general liability cover professional errors?
No. General liability insurance covers bodily injury and property damage claims, not claims arising from professional errors or negligence. You need a separate professional liability policy for that coverage.

Still have questions? Contact our team for help.

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Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

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BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
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PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
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