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Auto Dealer Insurance
Dealer Open Lot, Garage Liability & Comprehensive Coverage for Oregon Auto Dealers
Auto Dealer Insurance
Dealer Open Lot, Garage Liability & Comprehensive Coverage for Oregon Auto Dealers
Or Get A Free QuoteAbout Auto Dealer Insurance
Auto dealerships face a unique set of insurance risks — from the vehicles on your lot to the test drives, service work, and financing activities your business performs. Standard commercial insurance is rarely sufficient for the complex exposures of an auto dealership.
Gerald Ross Agency works with carriers that specialize in auto dealer insurance, helping dealerships in Oregon Coast find comprehensive coverage including dealer open lot, garage liability, and garagekeepers insurance.
Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- Explore coverage options for your needs
- Local Oregon Coast insurance guidance
- Serving Oregon Coast since 1937
- Help comparing coverage and policy terms
- Personalized service and claims advocacy
What's Covered
Dealer Open Lot
Covers vehicles on your lot against damage from weather, fire, theft, and vandalism.
Garage Liability
Covers bodily injury and property damage claims arising from your dealership operations.
Garagekeepers Liability
Covers damage to customers\' vehicles while in your care, custody, or control.
Commercial Auto
Covers vehicles used in your business operations, including dealer plates and loaner vehicles.
Workers\' Compensation
Covers medical expenses and lost wages for employees injured on the job.
Business Interruption
Replaces lost income if your dealership is forced to close temporarily.
How to Get Coverage
Contact Us or Request a Quote
Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.
Frequently Asked Questions
Common questions about this coverage in Oregon.
What is dealer open lot insurance?
What is garagekeepers liability?
Do I need separate coverage for test drives?
How much does auto dealer insurance cost in Oregon?
What coverage do I need for a used car dealership?
Still have questions? Contact our team for help.
Get A Free Quote
