What insurance does a towing company need?

Towing companies typically need on-hook liability, garagekeepers liability, commercial auto, general liability, and workers\' compensation insurance.

What is on-hook liability insurance?

On-hook liability insurance covers damage to vehicles while they are being towed by your truck. It is essential for towing companies and is not covered by standard commercial auto insurance.

How much does towing company insurance cost in Oregon?

Premiums vary based on the number of trucks, types of towing performed, and coverage needs. Contact Gerald Ross Agency for a personalized quote.

Does commercial auto cover towing liability?

Commercial auto covers liability for accidents involving your tow trucks, but it does not cover damage to vehicles being towed (on-hook) or stored at your facility (garagekeepers). Separate policies are needed for those coverages.

Towing Company Insurance

Q: What is garagekeepers liability insurance?

Garagekeepers liability insurance covers damage to customer vehicles stored at your facility, such as your impound lot or storage yard.

On-Hook, Garage Liability & Commercial Auto Coverage for Oregon Tow Truck Operators

Get A Quote (541) 469-3144 Or Get A Free Quote

Towing Company Insurance

On-Hook, Garage Liability & Commercial Auto Coverage for Oregon Tow Truck Operators

Get A Quote (541) 469-3144

Or Get A Free Quote

About Towing Company Insurance

Towing companies in Oregon Coast face unique insurance needs — from on-hook liability for vehicles in tow to garage liability for vehicles stored at your facility. Standard commercial auto insurance rarely provides all the coverage a towing operation needs.

Gerald Ross Agency works with carriers that specialize in towing companies and roadside assistance businesses, helping tow truck operators find comprehensive coverage that protects their vehicles, their customers\' vehicles, and their business.

Get A Quote (541) 469-3144

Why Choose Gerald Ross Agency?

Independent agency — we work for you
50+ top-rated insurance carriers
Licensed Oregon agents
Serving Oregon Coast since 1937
Competitive rates through market comparison
Personalized service and claims advocacy

Related Commercial Coverage

Commercial Auto General Liability Workers\' Compensation Transportation

What's Covered

On-Hook Liability

Covers damage to vehicles while they are being towed by your truck.

Garagekeepers Liability

Covers damage to customer vehicles stored at your facility.

Commercial Auto

Covers your tow trucks and other business vehicles for liability and physical damage.

General Liability

Covers third-party bodily injury and property damage claims not covered by commercial auto.

Workers\' Compensation

Covers medical expenses and lost wages for employees injured on the job.

Motor Truck Cargo

Covers cargo being transported in your vehicles.

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50+

Insurance Carriers

1937

Serving Oregon Since

Office Location

Licensed States

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.