Skip to main content

Oregon Coast Insurance Agency

Oregon Coast's Independent Insurance Agency Since 1934

Oregon Coast Insurance Agency — Local Coverage You Can Count On

The Oregon Coast is one of the most beautiful and distinctive regions in the Pacific Northwest — with unique insurance needs including coastal wind and storm exposure, vacation rental properties, and marine risks. Gerald Ross Agency serves Oregon Coast residents and businesses with personalized coverage from 50+ top-rated carriers. We specialize in coastal homeowners insurance, vacation rental coverage, and commercial policies for coastal businesses.

Gerald Ross Agency is Oregon Coast's trusted independent insurance agency. We offer home, auto, business, farm & ranch, life, and wildfire insurance — all from a local team that knows your community. Call us at (541) 469-3144 for a free quote.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • Explore coverage options for your needs
  • Local Oregon Coast insurance guidance
  • Serving Oregon Coast since 1937
  • Help comparing coverage and policy terms
  • Personalized service and claims advocacy

Insurance Products We Offer

Comprehensive insurance coverage for Oregon Coast residents and businesses.

Home Insurance

Comprehensive homeowners insurance — including wildfire, wind, and liability coverage tailored to Oregon Coast risks.

Auto Insurance

Personal and commercial auto insurance — we shop 50+ carriers to find the best rates for your situation.

Business Insurance

General liability, commercial property, workers comp, and BOP coverage for businesses of all sizes.

Farm & Ranch Insurance

Specialized agricultural coverage for Oregon Coast farms and ranches — property, livestock, equipment, and liability.

Life Insurance

Term, whole, and universal life insurance to protect your family's financial future.

Wildfire Insurance

Specialty wildfire coverage for high-risk properties — including homes where standard carriers have withdrawn from the market.

Independent
Agency
Local
Oregon Coast
Choice
Coverage Options
Personal
Service

Why Choose Gerald Ross Agency

Independent Agency — We Work for You

Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.

Local Expertise Since 1934

We have been serving Oregon Coast communities since 1934. Our agents understand the unique risks of this region — wildfire, agricultural operations, rural properties, and the challenges of the high desert climate.

Wildfire Specialty Market Access

Oregon Coast faces significant wildfire risk. Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties where standard carriers have withdrawn.

Comprehensive Coverage Review

We review your existing coverage to identify gaps and recommend improvements. Our goal is to ensure you are fully protected — not just to sell you a policy.

Get A Free Quote
Oregon Coast Insurance Agency — Gerald Ross Agency

Oregon Coast Insurance Agency — Frequently Asked Questions

Common questions about insurance in Oregon Coast

What insurance does Gerald Ross Agency offer for Oregon Coast properties?
We offer home, vacation rental, business, auto, and life insurance for Oregon Coast residents and property owners. We work with 50+ carriers to find the best coverage for coastal properties.
Can I get vacation rental insurance for my Oregon Coast property?
Yes. We specialize in vacation rental and short-term rental insurance for Oregon Coast properties, including Airbnb and VRBO coverage.
Is coastal wind and storm coverage available for Oregon Coast homes?
Yes. We work with carriers that provide comprehensive coverage for coastal Oregon homes, including wind, storm, and water damage coverage.
How do I get a quote for Oregon Coast insurance?
Call us at (541) 469-3144 or click Get A Free Quote above. We compare rates from 50+ carriers and find the best fit for your needs.
Does Gerald Ross Agency serve all Oregon Coast communities?
Yes. We serve clients throughout the Oregon Coast from Astoria to Brookings, including Lincoln City, Newport, Florence, Coos Bay, and all coastal communities.

Still have questions? Contact our team for help.

Get A Free Quote

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend, Oregon Old Mill District
BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
Prineville, Oregon aerial view
PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
Prineville, OR 97754

This is an inquiry, not an insurance application or coverage binding. Please do not include Social Security numbers, payment details, or other sensitive records. See our Privacy Policy for information about inquiry processing.