Repair Shop Insurance
Garage Liability, Garagekeepers & Coverage for Auto Repair Shops in Oregon Coast

Repair Shop Insurance
Garage Liability, Garagekeepers & Coverage for Auto Repair Shops in Oregon Coast
Or Get A Free QuoteInsurance for Auto Repair Shops in Oregon Coast
Auto repair shops in Oregon Coast face a unique combination of risks — customer vehicles in your care, employees working with heavy equipment, and the ever-present risk of a fire or theft in your shop. Garagekeepers liability is essential for any shop that stores customer vehicles overnight, and workers' compensation is required for all Oregon employers with employees.
Gerald Ross Agency has been protecting Oregon Coast auto businesses since 1937. Our agents work with specialty carriers who understand the auto repair industry, helping you find competitive rates on garage liability, garagekeepers coverage, workers' compensation, and commercial property — all the protections your shop needs.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
Garage Liability
Covers bodily injury and property damage claims arising from your repair shop operations.
Garagekeepers Liability
Covers customer vehicles in your care, custody, or control while being repaired or stored.
Commercial Property
Protects your building, equipment, tools, and parts inventory from fire, theft, and other covered perils.
Workers Compensation
Covers medical expenses and lost wages for mechanics and other employees injured on the job.
Commercial Auto
Covers vehicles used for test drives, parts pickup, and other business purposes.
Tools & Equipment
Covers portable tools and equipment against theft, loss, or damage on and off your premises.
How to Get Coverage
Contact Us or Request a Quote
Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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