Freight Brokerage Insurance
Protecting Oregon Freight Brokers — Contingent Cargo, E&O, and Liability Coverage

Freight Brokerage Insurance
Protecting Oregon Freight Brokers — Contingent Cargo, E&O, and Liability Coverage
Or Get A Free QuoteWhy Oregon Freight Brokers Need Specialized Insurance
Freight brokers face a unique liability exposure: you arrange transportation but don't physically handle the cargo. When a shipment is lost, damaged, or delayed, shippers and carriers often look to the broker. Standard business insurance policies don't address this exposure — freight brokers need specialized coverage.
Gerald Ross Agency has been placing commercial insurance for Oregon transportation and logistics businesses since 1935. We work with carriers who understand freight brokerage operations and provide the specific coverages your brokerage needs.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- Explore coverage options for your needs
- Local Oregon Coast insurance guidance
- Serving Oregon Coast since 1937
- Help comparing coverage and policy terms
- Personalized service and claims advocacy
Freight Brokerage Insurance Coverages
A complete freight brokerage insurance program addresses the specific liabilities of arranging transportation for others.
Contingent Cargo Liability
When a carrier you arranged loses or damages a shipment and cannot or will not pay the claim, your contingent cargo policy steps in. This is the core coverage for freight brokers — without it, you are personally exposed to cargo claims from shippers.
Errors & Omissions (E&O)
Freight broker E&O covers claims arising from mistakes in your brokerage operations — booking the wrong carrier, failing to verify carrier authority, or errors in documentation. E&O is essential for any licensed freight broker.
General Liability
General liability covers bodily injury and property damage claims arising from your brokerage operations — including claims from clients, carriers, and third parties visiting your office.
Commercial Property
Covers your office, equipment, and business personal property. If you operate from a home office or commercial location, property coverage protects your business assets.
Cyber Liability
Freight brokers handle sensitive shipper and carrier data. Cyber liability covers data breach response, notification costs, and liability arising from a cyber incident affecting your brokerage systems.
Workers Compensation
Required for Oregon freight brokerages with employees. Covers medical expenses and lost wages for employees injured on the job — including office staff and any field personnel.
Why Oregon Freight Brokers Choose Gerald Ross Agency
Transportation Industry Expertise
We specialize in insurance for Oregon transportation and logistics businesses. We understand the specific risks freight brokers face and work with carriers who write these programs correctly.
Serving Oregon Since 1935
Nearly 90 years of continuous service to Oregon businesses. When you call, a licensed local agent answers — not a call center.
Independent Agency — Multiple Carriers
As an independent agency, we compare freight brokerage programs across multiple carriers to find the best combination of coverage and price for your brokerage.
Oregon Coast and Statewide Service
We serve freight brokers throughout Oregon — from the coast to the Willamette Valley. We understand Oregon's transportation corridors and the carriers who operate here.

Freight Brokerage Insurance — FAQ
Common questions from Oregon freight brokers about brokerage insurance.
What insurance does a freight broker need in Oregon?
What is contingent cargo insurance for freight brokers?
How much does freight broker insurance cost in Oregon?
Does a freight broker need E&O insurance?
Still have questions? Contact our team for help.
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