Idaho Insurance Agency
Licensed Independent Insurance Agent Serving Idaho

Idaho Insurance — Licensed Independent Agent
Gerald Ross Agency is a licensed independent insurance agency serving Idaho clients from our Prineville, Oregon headquarters — just across the border. We represent 50+ top-rated carriers and shop the market to find the best coverage for Idaho residents and businesses. Idaho faces unique insurance challenges including wildfire risk, agricultural operations, and rural property coverage. Our experienced agents understand Idaho's insurance landscape and work to find the right coverage at competitive rates.
Gerald Ross Agency is licensed in 6 states including Idaho. Call us at (541) 469-3144 for a free Idaho insurance quote — we shop 50+ carriers to find the best coverage for your needs and budget.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
Insurance Products We Offer in Idaho
Comprehensive insurance coverage for Idaho residents and businesses.
Home Insurance
Comprehensive homeowners coverage for Idaho properties — including wildfire, wind, and liability protection.
Auto Insurance
Personal and commercial auto insurance for Idaho drivers — we shop 50+ carriers to find the best rates.
Farm & Ranch Insurance
Agricultural coverage for Idaho farms and ranches — property, livestock, equipment, and liability tailored to Idaho's agricultural economy.
Business Insurance
General liability, commercial property, workers comp, and BOP coverage for Idaho businesses of all sizes.
Wildfire Insurance
Specialty wildfire coverage for Idaho properties in high-risk zones — including homes where standard carriers have withdrawn.
Life Insurance
Term, whole, and universal life insurance to protect Idaho families' financial futures.
Why Choose Gerald Ross Agency for Idaho Coverage
Independent Agency — We Work for You
Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.
Licensed in Idaho and 9 Other States
We are licensed to write insurance in Oregon and 9 other states including Idaho. Our agents understand the unique insurance requirements and risks of each state we serve.
Local Expertise Since 1934
We have been serving clients since 1934. Our agents understand the unique risks of the Pacific Northwest and the states we serve — wildfire, agricultural operations, rural properties, and regional weather risks.
Specialty Market Access
Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties and unique situations where standard carriers have withdrawn.

Idaho Insurance — Frequently Asked Questions
Common questions about insurance in Idaho
Still have questions? Our licensed agents are here to help.
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