Ski Resort & Winter Sports Insurance

Liability, Property & Business Coverage for Oregon Ski Areas & Winter Recreation

About Ski Resort & Winter Sports Insurance

Ski resorts and winter sports operations face unique and significant liability exposures — from skier injuries and lift accidents to avalanche liability and business interruption from poor snow conditions. Standard commercial insurance is rarely sufficient for the complex risks of ski area operations.

Gerald Ross Agency works with carriers that specialize in ski resorts and winter recreation businesses, helping operators find comprehensive coverage that protects their guests, employees, and business.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • 50+ top-rated insurance carriers
  • Licensed Oregon agents
  • Serving Oregon Coast since 1937
  • Competitive rates through market comparison
  • Personalized service and claims advocacy

What's Covered

General Liability

Covers skier injuries, property damage claims, and other third-party liability arising from your operations.

Ski Lift Liability

Specialized coverage for injuries and accidents involving ski lifts and aerial tramways.

Commercial Property

Protects your buildings, lifts, snowmaking equipment, and other property.

Business Interruption

Replaces lost income if your resort is forced to close due to poor snow conditions or other covered losses.

Workers\' Compensation

Covers medical expenses and lost wages for employees injured on the job.

Avalanche Liability

Covers claims arising from avalanche incidents on or near your property.

50+
Insurance Carriers
1937
Serving Oregon Since
1
Office Location
8
Licensed States

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.

Ongoing Service & Claims Support

Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

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Ski Resort & Winter Sports Insurance insurance Oregon

Frequently Asked Questions

Common questions about this coverage in Oregon.

Still have questions? Our licensed agents are here to help.

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Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.