Business Owner
Bundled Property & Liability Coverage for Oregon Coast Small Businesses
Business Owner
Bundled Property & Liability Coverage for Oregon Coast Small Businesses
Or Get A Free QuoteWhat Is a Business Owners Policy (BOP)?
A Business Owners Policy (BOP) bundles general liability and commercial property insurance into a single, cost-effective package designed for small to mid-sized businesses. Instead of purchasing each coverage separately — often at a higher combined cost — a BOP gives Oregon Coast business owners comprehensive protection in one streamlined policy.
Gerald Ross Agency works with 50+ top-rated carriers to find the right BOP for your specific industry and risk profile. Whether you run a retail shop in Bend, a professional office in Redmond, or a service business in Prineville, our licensed agents will compare options and help you build a policy that fits your budget and your needs.
Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
General Liability
Covers third-party bodily injury and property damage claims at your business premises.
Commercial Property
Protects your building, equipment, furniture, and inventory from fire, theft, and other covered perils.
Business Interruption
Covers lost income and ongoing expenses if your business must temporarily close due to a covered loss.
Equipment Breakdown
Covers repair or replacement of mechanical, electrical, and computer equipment that breaks down.
Accounts Receivable
Covers losses from inability to collect money owed due to damage to your records.
Hired & Non-Owned Auto
Covers liability when employees use personal or rented vehicles for business purposes.
How to Get Coverage
Contact Us or Request a Quote
Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.
Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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