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Farm Boarding, Breeding & Training Insurance

Specialized insurance for Oregon horse boarding facilities, breeding operations, and training barns.

Insurance for Oregon Equine Business Operations

Horse boarding facilities, breeding operations, and training barns face unique insurance challenges that standard farm and homeowners policies don't address. When you're caring for other people's horses, training horses for clients, or running a breeding program, you need specialized coverage for equine business liability, care custody and control, and professional liability.

Gerald Ross Agency provides insurance for Oregon equine business operations, working with specialty carriers to build coverage that protects your facility, your clients' horses, and your business. Our agents understand the equine industry and can help you find the right coverage for your specific operation.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • Explore coverage options for your needs
  • Local Oregon Coast insurance guidance
  • Serving Oregon Coast since 1937
  • Help comparing coverage and policy terms
  • Personalized service and claims advocacy

Equine Business Coverage

Protection for Oregon horse boarding, breeding, and training operations

Care, Custody & Control

Coverage for horses in your care — protecting you if a boarded or training horse is injured or dies while in your custody.

Equine Business Liability

Liability coverage for your boarding, breeding, or training operation, including injuries to clients and visitors.

Professional Liability

Coverage for claims arising from your professional services as a trainer, instructor, or breeding manager.

Facility Property

Coverage for your barn, arena, equipment, and other property used in your equine business.

Farm Equipment

Coverage for tractors, ATVs, trailers, and other equipment used in your equine operation.

Workers Compensation

Coverage for employees and contractors working at your equine facility.

Independent
Agency
Local
Oregon Coast
Choice
Coverage Options
Personal
Service

Why Choose Gerald Ross Agency

Independent Agency — 50+ Carriers

We shop admitted carriers and specialty agricultural markets to find the best coverage for your Oregon operation at a competitive price.

Farm-Specific Coverage

Standard homeowners policies exclude farm operations, livestock, and equipment. We build policies specifically designed for agricultural properties.

Wildfire Coverage

Oregon Coast farm and ranch properties face significant wildfire risk. We help you find coverage that addresses your agricultural assets and wildfire exposure.

Claims Advocacy

When you have a claim, our agents advocate on your behalf with the carrier to ensure you receive the full coverage you are entitled to under your policy.

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Farm Boarding Breeding Training Insurance Oregon

Frequently Asked Questions

Common questions about equine business insurance in Oregon

Does my farm policy cover horses I board for other people?
Standard farm policies typically provide very limited coverage for horses owned by others in your care. If you board horses for clients, you need care, custody, and control coverage to protect you if a boarded horse is injured or dies while in your care.
Do I need professional liability insurance as a horse trainer in Oregon?
Yes. If you train horses for clients or provide riding instruction, professional liability insurance protects you from claims arising from your professional services. Standard farm and liability policies typically exclude professional services.
What is the difference between equine liability and care, custody, and control coverage?
Equine liability covers injuries to people (riders, handlers, visitors) caused by horses in your care. Care, custody, and control coverage protects you if a horse owned by someone else is injured or dies while in your care, custody, or control.

Still have questions? Contact our team for help.

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Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend, Oregon Old Mill District
BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
Prineville, Oregon aerial view
PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
Prineville, OR 97754

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