Utah Insurance Agency
Licensed Independent Insurance Agent Serving Utah

Utah Insurance — Licensed Independent Agent
Gerald Ross Agency is a licensed independent insurance agency serving Utah clients from our Prineville, Oregon headquarters. We represent 50+ top-rated carriers and shop the market to find the best coverage for Utah residents and businesses. Utah faces unique insurance challenges including earthquake risk along the Wasatch Front, wildfire risk in rural communities, and the growing tech sector in the Silicon Slopes. Our experienced agents understand Utah's insurance landscape and work to find the right coverage at competitive rates.
Gerald Ross Agency is licensed in 6 states including Utah. Call us at (541) 469-3144 for a free Utah insurance quote — we shop 50+ carriers to find the best coverage for your needs and budget.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
Insurance Products We Offer in Utah
Comprehensive insurance coverage for Utah residents and businesses.
Home Insurance
Comprehensive homeowners coverage for Utah properties — including earthquake, wildfire, and liability protection.
Earthquake Insurance
Earthquake coverage for Utah homes and businesses — standard homeowners policies do not cover earthquake damage along the Wasatch Front.
Auto Insurance
Personal and commercial auto insurance for Utah drivers — we shop 50+ carriers to find the best rates.
Business Insurance
General liability, commercial property, workers comp, and BOP coverage for Utah businesses of all sizes.
Wildfire Insurance
Specialty wildfire coverage for Utah properties in high-risk zones — including homes where standard carriers have withdrawn.
Life Insurance
Term, whole, and universal life insurance to protect Utah families' financial futures.
Why Choose Gerald Ross Agency for Utah Coverage
Independent Agency — We Work for You
Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.
Licensed in Utah and 9 Other States
We are licensed to write insurance in Oregon and 9 other states including Utah. Our agents understand the unique insurance requirements and risks of each state we serve.
Local Expertise Since 1934
We have been serving clients since 1934. Our agents understand the unique risks of the Pacific Northwest and the states we serve — wildfire, agricultural operations, rural properties, and regional weather risks.
Specialty Market Access
Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties and unique situations where standard carriers have withdrawn.

Utah Insurance — Frequently Asked Questions
Common questions about insurance in Utah
Still have questions? Our licensed agents are here to help.
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