What insurance does a craft brewery need?

Oregon craft breweries typically need equipment breakdown, product liability, product contamination/recall, liquor liability, commercial property, and workers\' compensation insurance.

Does brewery insurance cover a contaminated batch of beer?

Yes, if you have product contamination/recall coverage. This covers the cost of recalling contaminated product, notifying customers, and disposing of the affected batch.

Is liquor liability required for a brewery taproom?

Oregon law requires establishments with liquor licenses to carry liquor liability insurance. If your brewery has a taproom, you need liquor liability coverage.

How much does brewery insurance cost in Oregon?

Brewery insurance costs vary based on production volume, taproom size, and distribution. A small craft brewery might pay $3,000–$8,000 per year. Contact Gerald Ross Agency for a personalized quote.

Do I need separate coverage for off-site events?

Yes. If you pour beer at festivals, farmers markets, or other off-site events, you may need a special event liability endorsement or separate event insurance.

Brewery Insurance

Equipment Breakdown, Liquor Liability & Comprehensive Coverage for Oregon Craft Breweries

Get A Quote (541) 469-3144 Or Get A Free Quote

Brewery Insurance

Equipment Breakdown, Liquor Liability & Comprehensive Coverage for Oregon Craft Breweries

Get A Quote (541) 469-3144

Or Get A Free Quote

About Brewery Insurance

Oregon is one of America\'s craft beer capitals, with Bend alone boasting over 20 breweries. Craft breweries face unique risks — from brewing equipment breakdown and product contamination to taproom liability and distribution. Standard business insurance often falls short for the complex exposures of a craft brewery.

Gerald Ross Agency helps Oregon Coast craft breweries find comprehensive coverage including equipment breakdown, product liability, liquor liability, and commercial property insurance.

Get A Quote (541) 469-3144

Why Choose Gerald Ross Agency?

Independent agency — we work for you
50+ top-rated insurance carriers
Licensed Oregon agents
Serving Oregon Coast since 1937
Competitive rates through market comparison
Personalized service and claims advocacy

Related Commercial Coverage

Liquor Liability General Liability Commercial Property Food Industry

What's Covered

Equipment Breakdown

Covers fermenters, boilers, canning lines, and other brewing equipment against mechanical and electrical failure.

Product Liability

Covers claims arising from illness or injury caused by your beer products.

Product Contamination/Recall

Covers costs if you need to recall a batch of contaminated beer.

Liquor Liability

Covers claims arising from the service of alcohol in your taproom.

Commercial Property

Protects your brewery building, equipment, and inventory.

Business Interruption

Replaces lost income during covered shutdowns, such as equipment failure.

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50+

Insurance Carriers

1937

Serving Oregon Since

Office Location

Licensed States

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.