Childcare Insurance
Specialized Coverage for Daycares, Preschools & Childcare Centers in Oregon Coast

Childcare Insurance
Specialized Coverage for Daycares, Preschools & Childcare Centers in Oregon Coast
Or Get A Free QuoteInsurance for Childcare Centers & Daycares in Oregon
Childcare facilities in Oregon carry one of the most significant responsibilities of any business — the safety and wellbeing of children. Oregon's childcare licensing requirements mandate specific insurance coverages, including general liability and abuse & molestation protection, and many parents and contracting agencies require proof of coverage before enrollment.
Gerald Ross Agency has helped Oregon Coast childcare providers navigate these requirements since 1937. Our agents work with carriers who specialize in childcare and early education, ensuring your facility meets all state licensing requirements while getting the most competitive rates available.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
General Liability
Covers third-party bodily injury and property damage claims, including injuries to children in your care.
Professional Liability
Covers claims of negligence or failure to provide adequate supervision and care.
Commercial Property
Protects your facility, equipment, toys, and furnishings from fire, theft, and other covered perils.
Abuse & Molestation Liability
Specialized coverage for claims of abuse or molestation — required by many licensing agencies.
Workers Compensation
Covers medical expenses and lost wages for employees injured while working at your childcare facility.
Commercial Auto
Covers vans or buses used to transport children to and from your facility.
How to Get Coverage
Contact Us or Request a Quote
Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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