California Insurance Agency
Wildfire Insurance Specialists Serving California
California Insurance — Licensed Independent Agent
Gerald Ross Agency is a licensed independent insurance agency serving California clients — with a specialty in wildfire insurance for high-risk properties. We represent 50+ top-rated carriers and have deep expertise in finding coverage for California homeowners in fire zones where standard carriers have withdrawn. Whether you need home, auto, business, or specialty wildfire coverage, our experienced agents understand California's challenging insurance market.
Gerald Ross Agency is licensed in 6 states including California. Call us at (541) 469-3144 for a free California insurance quote — we shop 50+ carriers to find the best coverage for your needs and budget.
Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
Insurance Products We Offer in California
Comprehensive insurance coverage for California residents and businesses.
Wildfire Insurance
Specialty wildfire coverage for California properties in high-risk fire zones — including homes where standard carriers have withdrawn from the market.
Home Insurance
Comprehensive homeowners coverage for California properties — including fire, earthquake, and liability protection.
Auto Insurance
Personal and commercial auto insurance for California drivers — we shop 50+ carriers to find the best rates.
Business Insurance
General liability, commercial property, workers comp, and BOP coverage for California businesses of all sizes.
Earthquake Insurance
Earthquake coverage for California homes and businesses — standard policies do not cover earthquake damage.
Farm & Ranch Insurance
Agricultural coverage for California farms and vineyards — property, livestock, equipment, and liability.
Why Choose Gerald Ross Agency for California Coverage
Independent Agency — We Work for You
Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.
Licensed in California and 9 Other States
We are licensed to write insurance in Oregon and 9 other states including California. Our agents understand the unique insurance requirements and risks of each state we serve.
Local Expertise Since 1934
We have been serving clients since 1934. Our agents understand the unique risks of the Pacific Northwest and the states we serve — wildfire, agricultural operations, rural properties, and regional weather risks.
Specialty Market Access
Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties and unique situations where standard carriers have withdrawn.
California Insurance — Frequently Asked Questions
Common questions about insurance in California
Still have questions? Our licensed agents are here to help.
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