What insurance does a winery need?

Wineries typically need winery property, vineyard crop insurance, tasting room liability, liquor liability, product liability, and business interruption insurance.

What is vineyard crop insurance?

Vineyard crop insurance covers your grape crop against frost, hail, fire, smoke, and other covered perils. It is especially important in Oregon where late frost and wildfire smoke can devastate a vintage.

Do I need liquor liability for my tasting room?

Yes. If you serve wine at your tasting room or events, you need liquor liability insurance. Standard general liability policies typically exclude liquor-related claims.

How much does winery insurance cost in Oregon?

Premiums vary based on your production volume, vineyard acreage, and coverage needs. Contact Gerald Ross Agency for a personalized quote.

What is the difference between winery and vintners insurance?

Winery insurance and vintners insurance are essentially the same type of coverage — both refer to specialized insurance programs designed for wine producers. The terms are used interchangeably in the industry.

Winery Insurance

Comprehensive Coverage for Oregon Wineries, Vineyards & Tasting Rooms

Get A Quote (541) 469-3144 Or Get A Free Quote

Winery Insurance

Comprehensive Coverage for Oregon Wineries, Vineyards & Tasting Rooms

Get A Quote (541) 469-3144

Or Get A Free Quote

About Winery Insurance

Oregon is home to some of the world\'s finest wine regions, and wineries across the state face unique insurance needs — from vineyard crop coverage and production equipment to tasting room liability and wine inventory protection. Standard commercial insurance rarely addresses all the risks of wine production.

Gerald Ross Agency works with carriers that specialize in winery insurance, helping Oregon wine producers find comprehensive coverage that protects their vineyards, production facilities, tasting rooms, and wine inventory.

Get A Quote (541) 469-3144

Why Choose Gerald Ross Agency?

Independent agency — we work for you
50+ top-rated insurance carriers
Licensed Oregon agents
Serving Oregon Coast since 1937
Competitive rates through market comparison
Personalized service and claims advocacy

Related Commercial Coverage

Vintners Distillery Brewery General Liability

What's Covered

Winery Property

Covers your production facility, equipment, barrels, and wine inventory.

Vineyard Crop Insurance

Covers your grape crop against frost, hail, fire, and other covered perils.

Tasting Room Liability

Covers guest injuries and property damage claims at your tasting room.

Liquor Liability

Covers claims arising from alcohol service at your tasting room or events.

Product Liability

Covers claims arising from wine that causes illness or injury.

Business Interruption

Replaces lost income if your winery is forced to close temporarily.

Get A Free Quote

50+

Insurance Carriers

1937

Serving Oregon Since

Office Location

Licensed States

How to Get Coverage

Contact Us or Request a Quote

Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.

We Shop Multiple Carriers

As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.

Review Your Policy

We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.