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Colorado Insurance Agency

Licensed Independent Insurance Agent Serving Colorado

Colorado Insurance — Licensed Independent Agent

Gerald Ross Agency is a licensed independent insurance agency serving Colorado clients from our Prineville, Oregon headquarters. We represent 50+ top-rated carriers and shop the market to find the best coverage for Colorado residents and businesses. Colorado faces unique insurance challenges including hail storms along the Front Range, wildfire risk in the foothills, and winter weather risks. Our experienced agents understand Colorado's insurance landscape and work to find the right coverage at competitive rates.

Gerald Ross Agency is licensed in 6 states including Colorado. Call us at (541) 469-3144 for a free Colorado insurance quote — we shop 50+ carriers to find the best coverage for your needs and budget.

Gerald Ross Agency

Why Choose Gerald Ross Agency?

  • Independent agency — we work for you
  • Explore coverage options for your needs
  • Local Oregon Coast insurance guidance
  • Serving Oregon Coast since 1937
  • Help comparing coverage and policy terms
  • Personalized service and claims advocacy

Insurance Products We Offer in Colorado

Comprehensive insurance coverage for Colorado residents and businesses.

Home Insurance

Comprehensive homeowners coverage for Colorado properties — including hail, wildfire, and winter storm protection.

Auto Insurance

Personal and commercial auto insurance for Colorado drivers — we shop 50+ carriers to find the best rates.

Business Insurance

General liability, commercial property, workers comp, and BOP coverage for Colorado businesses of all sizes.

Hail Insurance

Specialty hail coverage for Colorado properties — the Front Range is one of the most hail-prone regions in the country.

Wildfire Insurance

Specialty wildfire coverage for Colorado properties in high-risk zones — including homes in the foothills where standard carriers have withdrawn.

Farm & Ranch Insurance

Agricultural coverage for Colorado farms and ranches — property, livestock, equipment, and liability.

Independent
Agency
Local
Oregon Coast
Choice
Coverage Options
Personal
Service

Why Choose Gerald Ross Agency for Colorado Coverage

Independent Agency — We Work for You

Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.

Licensed in Colorado and 9 Other States

We are licensed to write insurance in Oregon and 9 other states including Colorado. Our agents understand the unique insurance requirements and risks of each state we serve.

Local Expertise Since 1934

We have been serving clients since 1934. Our agents understand the unique risks of the Pacific Northwest and the states we serve — wildfire, agricultural operations, rural properties, and regional weather risks.

Specialty Market Access

Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties and unique situations where standard carriers have withdrawn.

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Colorado insurance — Gerald Ross Agency

Colorado Insurance — Frequently Asked Questions

Common questions about insurance in Colorado

Is Gerald Ross Agency licensed to write insurance in Colorado?
Yes. Gerald Ross Agency is a licensed independent insurance agency in Colorado. Our agents are authorized to write personal, commercial, and specialty insurance for Colorado residents and businesses.
What types of insurance do Colorado residents most need?
Colorado residents face unique risks including hail storms along the Front Range, wildfire risk in the foothills, and winter weather. We recommend comprehensive homeowners coverage with hail and wildfire protection, plus auto and umbrella insurance.
Does Colorado require auto insurance?
Yes. Colorado requires all drivers to carry minimum liability insurance. Gerald Ross Agency can help Colorado drivers find auto insurance that meets state minimums and provides the additional coverage they need.
What business insurance do Colorado companies need?
Colorado businesses typically need general liability, commercial property, workers compensation, and commercial auto insurance. We work with carriers that specialize in Colorado's diverse business landscape.
How do I get a Colorado insurance quote from Gerald Ross Agency?
Call us at (541) 469-3144, email info@ross-insurance.com, or request a quote online. Our licensed Colorado insurance agents will shop multiple carriers to find the right coverage for your needs and budget.

Still have questions? Contact our team for help.

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Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend, Oregon Old Mill District
BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
Prineville, Oregon aerial view
PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
Prineville, OR 97754

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