_3e127b8f.JPG)
Contractor Insurance in Oregon Coast
Oregon's Construction Contractors Board (CCB) requires all licensed contractors to carry general liability insurance, and most project owners and general contractors require proof of coverage before work begins. Beyond the CCB minimum, workers' compensation is required for any contractor with employees, and commercial auto is essential for vehicles used on the job.
Gerald Ross Agency has been protecting Oregon Coast contractors since 1937 — from general contractors and electricians to plumbers, roofers, and landscapers. Our independent agents work with carriers who specialize in contractor coverage, helping you find competitive rates on the full range of protections your business needs.
Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- Explore coverage options for your needs
- Local Oregon Coast insurance guidance
- Serving Oregon Coast since 1937
- Help comparing coverage and policy terms
- Personalized service and claims advocacy
What's Covered
General Liability
Covers third-party bodily injury and property damage claims arising from your contracting work.
Workers Compensation
Required for Oregon contractors with employees — covers medical expenses and lost wages for injured workers.
Commercial Auto
Covers trucks, vans, and other vehicles used for your contracting business.
Tools & Equipment
Covers portable tools and equipment against theft, loss, or damage on and off the job site.
Builders Risk
Covers buildings and materials under construction against fire, theft, vandalism, and weather damage.
Professional Liability
Covers claims of design errors or professional negligence for design-build contractors.
How to Get Coverage
Contact Us or Request a Quote
Call Gerald Ross Agency at (541) 469-3144 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.
Frequently Asked Questions
Common questions about this coverage in Oregon.
What insurance does an Oregon contractor need?
Is workers' compensation required for contractors in Oregon?
What is a certificate of insurance (COI)?
How much does contractor insurance cost in Oregon?
Still have questions? Contact our team for help.
Get A Free Quote
