
Personal Insurance
Personal coverage for Oregon Coast families.
As an independent insurance agency serving Oregon Coast since 1937, Gerald Ross Agency works with 30+ top-rated carriers to find the right personal coverage for you and your family. We take the time to understand your unique situation and build a policy that truly protects what matters most.
What's Typically Covered
- ✓Auto insurance
- ✓Home insurance
- ✓Life insurance
- ✓Renters insurance
- ✓Umbrella coverage
- ✓Motorcycle insurance
Communities We Serve
BrookingsBandonNewportLincoln CityAstoriaOregon Coast
Frequently Asked Questions About Personal Insurance
Common questions about personal insurance from Gerald Ross Agency.
What personal insurance products does Gerald Ross Agency offer?+
We offer auto, home, renters, life, umbrella, motorcycle, RV, and boat insurance for individuals and families across Oregon Coast.
How do I bundle my home and auto insurance?+
Call (541) 469-3144 and ask about our multi-policy discounts. Bundling home and auto can save you 10–25% on your premiums.
How much home insurance do I need?+
Your home should be insured for its full replacement cost — the amount it would cost to rebuild it from scratch. We can help you determine the right coverage amount.
How do I get a personal insurance quote?+
Call (541) 469-3144 or visit ross-insurance.com/get-a-quote. We compare options from 50+ carriers to find the best fit for your needs.





