Small business owners in Oregon Coast face unique challenges — from seasonal tourism fluctuations to agricultural weather risks and the growing wildfire threat. Standard insurance packages often don't address these regional exposures, leaving local businesses with dangerous coverage gaps.

As Oregon Coast's hometown independent insurance agency since 1937, Gerald Ross Agency understands the local business environment better than any out-of-state carrier or online insurance provider. Our agents are your neighbors — and we're committed to protecting the businesses that make our communities thrive.