Oregon Coast Insurance Agency
Oregon Coast Residents — Independent Insurance Agency Since 1934

Oregon Coast Insurance Agency
Oregon Coast Residents — Independent Insurance Agency Since 1934
Or Get A Free QuoteOregon Coast Insurance Agency — Local Coverage You Can Count On
Oregon Coast's unique landscape — from the Cascade Mountains to the high desert — creates unique insurance needs. Gerald Ross Agency has been serving Oregon Coast families and businesses since 1937, providing personalized coverage from 50+ top carriers.
Gerald Ross Agency is Oregon Coast's trusted independent insurance agency. We offer home, auto, business, farm & ranch, life, and wildfire insurance — all from a local team that knows your community. Call us at (541) 469-3144 for a free quote.

Why Choose Gerald Ross Agency?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon Coast since 1937
- Competitive rates through market comparison
- Personalized service and claims advocacy
Insurance Products We Offer
Comprehensive insurance coverage for Oregon Coast residents and businesses.
Home Insurance
Comprehensive homeowners insurance for Oregon Coast residents — including wildfire, wind, and liability coverage tailored to Oregon Coast risks.
Auto Insurance
Personal and commercial auto insurance for Oregon Coast drivers — we shop 50+ carriers to find the best rates.
Business Insurance
General liability, commercial property, workers comp, and BOP coverage for Oregon Coast businesses of all sizes.
Farm & Ranch
Specialized agricultural coverage for Oregon Coast farms and ranches — property, livestock, equipment, and liability.
Life Insurance
Term, whole, and universal life insurance to protect your family's financial future.
Umbrella Insurance
Additional liability protection above your home and auto limits — essential for comprehensive asset protection.
Why Choose Gerald Ross Agency
Independent Agency — We Work for You
Gerald Ross Agency is an independent agency representing 50+ carriers. We shop the market to find the best combination of coverage, service, and price for your specific situation — we work for you, not for any insurance company.
Local Expertise Since 1934
We have been serving Oregon Coast communities since 1934. Our agents understand the unique risks of this region — wildfire, agricultural operations, rural properties, and the challenges of the high desert climate.
Wildfire Specialty Market Access
Oregon Coast faces significant wildfire risk. Gerald Ross Agency has access to specialty carriers and surplus lines markets that can provide coverage for high-risk properties where standard carriers have withdrawn.
Comprehensive Coverage Review
We review your existing coverage to identify gaps and recommend improvements. Our goal is to ensure you are fully protected — not just to sell you a policy.

Oregon Coast Insurance Agency — Frequently Asked Questions
Common questions about insurance in Oregon Coast
Still have questions? Our licensed agents are here to help.
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