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Cape Meares Oregon Insurance | Gerald Ross Agency — Gerald Ross Agency Oregon Coast

Cape Meares Oregon Insurance | Gerald Ross Agency

Home, auto, and business insurance for Cape Meares and Tillamook County.

Gerald Ross Agency

Insurance in Cape Meares, Oregon

Cape Meares is a small, scenic community on the northern Oregon Coast in Tillamook County, known for the Cape Meares Lighthouse and stunning Pacific Ocean views. As a coastal community, Cape Meares residents face unique insurance challenges including coastal flooding, storm surge, and high-wind events.

Gerald Ross Agency has been serving Tillamook County and the Oregon Coast since 1937. As an independent agency, we work with 30+ top-rated carriers to find the best insurance coverage for Cape Meares homeowners, property owners, and businesses.

What's Covered with Insurance Coverage for Cape Meares

  • ✓Homeowners insurance
  • ✓Coastal property coverage
  • ✓Flood insurance (NFIP and private)
  • ✓Auto insurance
  • ✓Vacation and rental property
  • ✓Business insurance
  • ✓Earthquake coverage
  • ✓Wildfire coverage
  • ✓Umbrella liability

Why Choose Gerald Ross Agency for Why Choose Gerald Ross Agency for Cape Meares?

We specialize in Oregon Coast coastal properties and understand the unique risks facing Cape Meares homeowners. From storm surge to coastal flooding to the challenges of insuring properties in FEMA flood zones, we have the expertise to find the right coverage.

As an independent agency, we work for you — not for any insurance company. We shop multiple carriers to find the best coverage at the best price for your Cape Meares property.

Why Gerald Ross Agency?

  • ✓Oregon Coast specialists since 1937
  • ✓Coastal property expertise
  • ✓NFIP and private flood options
  • ✓30+ carrier options
  • ✓Independent — we work for you

Get A Quote Today

Get a Cape Meares insurance quote from Oregon's coastal specialists.

Get A Free Quote(541) 469-3144Text Us!

Communities We Serve

PrinevilleRedmondBendMadrasSistersLa PineTerrebonnePowell ButteOregon Coast

Frequently Asked Questions About Cape Meares Oregon Insurance FAQ

Common questions about Cape Meares Oregon Insurance FAQ for residents and businesses.

What insurance do I need for a Cape Meares home?+
Cape Meares homeowners typically need homeowners insurance, flood insurance (required if in a FEMA flood zone), and may want earthquake and coastal wind coverage.
Is flood insurance required in Cape Meares?+
If your Cape Meares property is in a FEMA-designated flood zone and you have a mortgage, flood insurance is required. We offer both NFIP and private flood insurance options.
Can I insure a vacation rental in Cape Meares?+
Yes. We offer specialized vacation rental and short-term rental insurance for Cape Meares properties listed on Airbnb, VRBO, and other platforms.
How do I get insurance in Cape Meares?+
Call (541) 469-3144 or visit ross-insurance.com/get-a-quote. We serve all of Tillamook County and the Oregon Coast.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Bend, Oregon Old Mill District
BEND — SISTER AGENCY: INSURE PACIFIC
2843 NW Lolo Drive
Bend, OR 97703
Prineville, Oregon aerial view
PRINEVILLE — SISTER AGENCY: PRINEVILLE INSURANCE
220 NW Meadow Lakes Drive
Prineville, OR 97754

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