Protecting Your Agricultural Investment
Comprehensive Coverage for Your Essential Farming Equipment
We understand the importance of reliable irrigation systems for farmers and agribusinesses. Pivots, the advanced sprinkler systems used to water fields, are crucial for maintaining crop health and ensuring a bountiful harvest. These systems represent a significant investment for farmers, and that’s why we’re committed to offering comprehensive insurance coverage to protect them from unexpected events. Our expert team, with years of experience in the industry, is here to guide you through the process of selecting the right insurance policy tailored to your unique farming needs.
Why Pivot Insurance?
- Specialized Coverage: Pivot insurance is designed specifically to cover the unique risks associated with pivot irrigation systems. Our policies address potential hazards such as mechanical breakdowns, damage from weather events, vandalism, theft, and more. By focusing on the particular needs of farmers and agribusinesses, we ensure that you have the right protection in place.
- Financial Security: The cost of repairing or replacing a damaged pivot system can be significant, putting a strain on your finances. With pivot insurance, you can safeguard your investment and maintain financial stability in the face of unforeseen circumstances. Our policies provide coverage for repair costs or full replacement, giving you peace of mind and the confidence to focus on growing your business.
- Customizable Policies: We understand that every farm is unique, and so are the risks associated with each operation. That’s why our pivot insurance policies are customizable to meet your specific needs. We’ll work closely with you to determine the best coverage options, taking into account factors such as your farm’s location, the age and condition of your pivot systems, and your overall risk tolerance.
Our pivot insurance policies offer a wide range of coverage options to ensure your farm’s irrigation system is well protected. Some of the key coverage options include:
- Comprehensive Coverage: This option provides protection for your pivot system against all types of covered losses, including mechanical breakdowns, weather-related damage, theft, and vandalism. With comprehensive coverage, you can rest assured that your investment is fully protected.
- Named Peril Coverage: If you prefer a more cost-effective solution, our named peril coverage option allows you to select specific risks you want to be insured against. This customizable policy enables you to choose the coverage that best aligns with your farm’s risk exposure and your budget.
- Replacement Cost Coverage: In the event of a total loss, replacement cost coverage ensures you receive the full amount needed to replace your pivot system with a new, comparable unit. This coverage option guarantees you won’t have to worry about depreciation or the financial burden of replacing your system.
- Actual Cash Value Coverage: Alternatively, you can choose actual cash value coverage, which provides reimbursement for your damaged or lost pivot system based on its current market value, taking into account depreciation. This option is a more affordable choice for those willing to accept a lower payout in the event of a claim.
At Gerald Ross Agency, our goal is to provide farmers and agribusinesses with the protection they need to thrive. As an independent insurance agency, we are dedicated to helping you find the right insurance solution for your pivot irrigation systems.