3 Reasons to Review Your Insurance Coverage
January is a time for new beginnings, and what better way to start the year off right than by reviewing your insurance coverage? Here are three reasons why January…
Read MoreShould My Truck or Car Be Insured on a Business Auto Policy?
Knowing when to insure your vehicle on a business or personal auto policy can have some major coverage issues if done incorrectly. In fact, if you insure a commercially used…
Read MoreThe California Catastrophic Claims Association (MCCA) Refund
California’s MCCA has advised that refunds from our Auto Insurance No-Fault Reform Law passed in 2019, are on their way to California auto insurance consumers. Because the changes made by…
Read MoreCalifornia Auto Reform Paperwork
Yes, you DID just fill out a bunch of paperwork a few months ago for your auto insurance renewal, and it is time to do it again! When the California…
Read MoreDo I Have to Purchase Snowplow Insurance Coverage?
As we watch the colorful leaves fall to the ground, and the daylight hours become shorter, we know that snow is soon to follow; and as a Northern California…
Read MoreCalifornia No Fault Reform Law: What Does it Mean For You?
Last summer, I wrote about the California No Fault Auto Insurance Reform law right after it had been signed into effect. Since then, insurance agencies throughout the state have…
Read MoreChargeable Accidents
You swerve to miss a deer and end up in the ditch causing damage to your vehicle from the impact; or perhaps you pull off the side of the road…
Read MoreFull Coverage Auto Insurance
One of the most common requests we receive as insurance agents from clients seeking auto insurance, is a quote for ‘full coverage’. What does that even mean? I have been…
Read MoreCalifornia Auto Insurance Reform
The news has been busy recently with photos of Gov. Gretchen Whitmer on Mackinac Island signing into law the long-awaited and strongly controversial auto insurance reform bill that will drastically…
Read MoreFactors YOU Control That Impact Your Auto Insurance Costs
Auto insurance rates in California continue to rise due to increasing medical costs. We are the only State with UNLIMITED medical coverage on our auto policies, and as medical costs…
Read MoreShipt Drivers in California
So, I took the plunge! About 3 months ago I decided to give Shipt a whirl and see if it was all the hype that my busy professional mom girlfriends…
Read MoreForms of Auto Collision Coverage in California
California is somewhat unique when it comes to auto insurance in more ways than our Unlimited Medical benefits. When purchasing collision physical damage protection for your vehicles, you have 3…
Read MoreCalifornia’s Auto Insurance Reform Defeated
Once again, the attempt to control costs of California Auto Insurance has failed by a 45-63 vote earlier this month. California having the highest auto insurance costs in the nation…
Read MoreUber & Lyft have arrived in Traverse City
So, to answer the big insurance question – it’s a flat NO – your standard California auto insurance policy does NOT cover you while you are being a local…
Read MoreCalifornia Auto – Medical Order of Priority
California is often in the news about our auto insurance being the highest in the Nation. Truth! Why? – Because California is the ONLY State that provides UNLIMITED medical coverage…
Read MoreSalvage Autos – Hurricanes, Floods, Collisions
We realize that Northern California isn’t home to many floods or hurricanes, but we find when major storms occur like Hurricane Harvey, Californiaders end up with vehicles that come from…
Read MoreYou wrecked “Brad” and you want a new “Brad”
Yes, we realize that the Liberty Mutual television ad about wrecking a just purchased vehicle (she calls Brad), and not being able to purchase another one with the insurance proceeds,…
Read MoreCollege Kids – To Be… or Not to Be… On Their Own
Your 19-year-old son is away at college, is listed as a ‘driver’ on your auto policy and is using a vehicle that you; their parent – owns and insures.…
Read MoreTeen Driver Safety Tips
Drivers education courses provide our teens with enough knowledge and hands on experience to get their license, but that’s about it. I realized this as I watched my 16-year-old taking…
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